Simply the best

I have been a Fintokei client since 2024. Funded accounts, two years of activity, regular business with this firm. During that time I did receive system warnings in the panel, and email contact from Fintokei amounted to exactly two messages over the entire two-year period. Two Emails, no dialogue, no follow-up — and then, out of nowhere, a notice of unilateral termination.
In that same notice, Fintokei openly admits that "no damage was incurred on either side." And yet the decision is described as "final, non-negotiable, internal," with the company explicitly refusing to provide any further details — no specific clause of the terms, no specific action on my part, no right of appeal.
This is not how professional financial services firms communicate with long-term clients. The standard procedure, when a firm believes a client is doing something wrong, is: a real dialogue, an explanation, possibly tightened terms or a period to adjust — not a single email followed by two years of silence and then arbitrary termination. At Fintokei, this looks very different — you generate revenue for them for two years, you receive one email and a series of automated warnings with no human context, and one day you are simply cut off without a word of explanation. This is arbitrary use of contractual asymmetry — the company exploits the fact that it dictates the terms in order to remove, without cause and without any real dialogue, a client who has been doing business with them for years. In any serious jurisdiction, this is exactly the kind of conduct that financial ombudsmen and consumer protection bodies are designed to scrutinize.
For anyone considering Fintokei: think carefully before you trust this company with your capital. If they can cut off a two-year client after a single email and no real dialogue, there is no guarantee the same won't happen to you the day after you pay for your first challenge. Lack of transparency, lack of human contact, and lack of any appeal procedure are serious red flags in this industry.
Take your business to a firm that actually talks to its clients before terminating them — not one that treats them as disposable assets to be discarded without a word of explanation.

I traded with Fintokei from January 2025 to April 2026. Account (SwiftTrader 2.0) and a $210,000 ProTrader account.
Documented payouts:
2025: earlier payouts confirmed by Fintokei emails (23.01.2025, 11.02.2025)
27.03.2026: 6,095.97 USD (wire)
13.04.2026: 6,006.47 USD (wire)
27.04.2026: 14,324.58 USD (wire)
Plus a trading competition win in January 2025, publicly confirmed in Fintokei's own interview with me.
They featured me as a Fintokei Star.
On 20.11.2025, Fintokei Account Manager Dominik Výlet emailed me: "I've attached the prepared text about our next Fintokei Star, you, of course!". The article was published the same day, translated into 4 languages (EN/CZ/JP/IT). As of today (16.05.2026), 16 days after my ban, the interview is still live on fintokei.com. My name and one of my payouts ($6,034) still appear on their homepage as active marketing.
The Discord irony. In that published interview I openly described how I joined Fintokei: through a Discord trading community. Fintokei published this fact in their own marketing. Five months later, the same fact (being in a trading community) became the basis for accusations against me.
The 30 days before the ban.
14.04.2026, 10:58 CEST: Martin from support informed me my risk allowance was cut from 3% to 1% across all current and future accounts. Quote: "This applies to all of your current and future accounts."
27.04.2026: I withdrew 14,324.58 USD, my largest single payout.
30.04.2026, 12:40 CEST, three days after that wire: "This ride's over, but we'll give you a discount for the next one! Unfortunately, this means you've lost access to your trading account." Reason: copy trading.
What copy trading actually is. Copy trading means an automated system replicating trades from a master account to follower accounts. None of my trades were ever placed by such a system. I trade manually, on a single account, based on my own decisions. I wake up at night to catch market openings, monitor news myself.
On the day of the ban, several other traders following the same public technical analysis got identical accusations. Many of us in retail trading follow the same chartists and Discord groups. When an analyst posts "DAX bounce at 09:00 from support X," dozens of independent traders enter similar positions within minutes. This is shared analysis, not copy trading. Fintokei's algorithm flagging this confuses one with the other, including the very Discord community Fintokei used to acquire me as a customer.
The response. At 13:40 CEST: "This is a final, non-negotiable internal decision, and we will not be providing any further details. Refund or payout are not possible in this case." No evidence shared. No review. My floating profit at suspension (approximately 4,700 USD on an open DAX) was kept by Fintokei.
The automation that followed. Days after the ban, the same Fintokei system that featured me as their Star sent me a 5% discount code for a new challenge.
My observation. Legitimate prop firms do not ban profitable Star traders three days after a $14,000 wire on accusations their own marketing context contradicts, then offer them a discount on a new challenge. When a firm bans its featured Star three days after a large payout, the question is not whether violations occurred. The question is whether the math of paying out consistent winners still works for them.
If a Fintokei Star with 16 months compliant trading, documented wires, a live public interview on their website, and a face still in their homepage marketing today can be banned in 60 seconds by an algorithm with no review, no evidence, no recourse, every trader on their platform should understand the protection they actually have: none.
Fintokei: Fix your false positive logic. Establish review process. Return floating profits. Stop using banned customers in marketing.
I waive privacy. If you have evidence of copy trading on my account, publish it. I will respond publicly.

Very good trading conditions, fast verification, fast payout, recommended to all!

Potentially the best prop firm in the industry.
In my view, Fintokei has some of the cleanest and most transparent rules, without unnecessary or annoying restrictions. I really appreciate that.
I also purchased my accounts with a promo and received an additional 10% added to the balance. Payout approvals are among the fastest in the industry, and I was able to continue trading straight away.
On the negative side, I’ve had some issues with trading conditions on ETH and GER40. My live results were too different from my real-tick backtests, and I’m still not sure what exactly caused the difference. However, these instruments are not that important for me. The scaling plan is also a bit more limited compared to some competitors. But overall, these are minor issues.
So far, I’m highly satisfied with Fintokei and wish them continued success.